Pendle Finance is a permissionless yield-trading protocol in DeFi. It tokenizes and trades yield from assets, offering fixed and leveraged yield exposure without liquidation risk. With the Pendle AMM and vePENDLE, users can execute advanced yield strategies, unlocking the full potential of yield in the decentralized finance ecosystem.

After expanding to BNB chain, Pendle Finance was listed on Binance. As of March 14, 2024, Pendle is trading at $3.01, with a marketcap of $291,743,330. Should you buy Pendle token? Investors wants to know what Pendle’s price prediction is for 2024, 2025 to 2030. Let’s find out.

pendle finance

What is Pendle Finance?

Pendle Finance is a permissionless yield-trading protocol in the decentralized finance (DeFi) space. It allows users to engage in various yield-management strategies by tokenizing and trading yield from yield-bearing assets. Pendle is present over 3 blockchain: ETH, Arbitrum and BSC.

The protocol has three main components:

  1. Yield Tokenization: Pendle wraps yield-bearing tokens into Standardized Yield Tokens (SY), which are compatible with Pendle’s Automated Market Maker (AMM). SY tokens represent a wrapped version of the underlying yield-bearing token and are split into two components: the Principal Token (PT) and the Yield Token (YT). This process is known as yield-tokenization, where the yield is separated into a distinct token.
  2. Pendle AMM: The Pendle AMM is the core engine of the protocol. It enables the trading of both the Principal Tokens (PT) and the Yield Tokens (YT). Users can trade these tokens without needing an in-depth understanding of the underlying AMM mechanism.
  3. vePENDLE: vePENDLE stands for “vested Pendle.” It represents a yield derivative protocol that aims to bring the traditional finance interest derivative market, with a notional value of over $400 trillion, into the realm of decentralized finance. vePENDLE allows users to access and participate in the yield market in DeFi, opening up opportunities for executing advanced yield strategies.

Pendle Finance empowers users to execute various yield strategies, including earning fixed yield on assets like stETH, speculating on the increase in yield by acquiring more yield tokens, and earning additional yield without taking on additional risks by providing liquidity with assets like stETH. The protocol provides a Yield-Trading Handbook to guide users in executing these strategies effectively.

About Pendle

Pendle.Finance Value
Token PENDLE
Rank #109
Website pendle.finance
Explorers ETH: 0x808507121b80c02388fad14726482e061b8da827
ARB: 0x0c880f6761f1af8d9aa9c466984b80dab9a8c9e8
BNB: 0xb3Ed0A426155B79B898849803E3B36552f7ED507
Whitepaper Click here
Price (PENDLE) $2.98
Market Cap $708,862,014
Circulating Supply 238,185,588 PENDLE
Circulating Supply % 92.16%
Max Supply 258,446,028 PENDLE
Total Supply  258,446,028 PENDLE

What is vePendle?

vePENDLE is the governance system of Pendle Finance. It operates by allowing users to lock their PENDLE tokens, with the value of vePENDLE increasing based on the duration of the lock. Over time, the vePENDLE value gradually decays, but users can extend the lock duration to counteract this decay.

vePENDLE holders can utilize their tokens to vote on incentivizing liquidity in specific pools, granting them voting power proportional to their vePENDLE holdings. Voting for a pool entitles the holder to 80% of the swap fees collected by that pool, and they also receive a portion of the protocol’s revenue generated from swap fees and YT fees.

Holders of vePENDLE can participate in voting for incentivizing liquidity in pools across different blockchains, although the voting process itself occurs exclusively on the Ethereum blockchain. By holding vePENDLE, users have the ability to influence the distribution of incentives and earn a share of swap fees and protocol revenue.

When will PENDLE tokens be unlocked?

The unlocking of your PENDLE tokens occurs based on the duration for which you lock them for vePENDLE. The maximum lock duration is 2 years. It’s important to note that each wallet is linked to a single unlock date. If you decide to extend the lock duration or add more PENDLE to your lock, the unlock date will be adjusted for your entire vePENDLE balance.

Pendle Finance Fund Raising

Pendle Finance successfully secured $3.7 million in funding during a Seed round conducted on May 4, 2021. The funding round attracted participation from 23 investors, including notable names such as Lemniscap, Hashkey, CMS Holdings, GBV Capital, The Spartan Group, and others.

How to buy Pendle Finance?

Pendle finance token can be bought from Binance, Kucoin, Uniswap, MEXC and a few more crypto exchanges

Pendle Finance Price Prediction 2024

When Maximum Price Minimum Price
March 2024 $4.068 $3.390
April 2024 $3.390 $2.825
May 2024 $3.082 $2.568
June 2024 $3.143 $2.620
July 2024 $3.772 $3.143
August 2024 $4.225 $3.521
September 2024 $4.309 $3.591
October 2024 $4.525 $3.771
November 2024 $4.977 $4.148
December 2024 $5.973 $4.977

Throughout 2024, the PENDLE Token’s price is expected to fluctuate significantly.

In March, it could reach a peak of $4.068 and a low of $3.390. As the year progresses, April may see a maximum of $3.390 and a minimum of $2.825. By December, prices could soar to a high of $5.973, with a corresponding low of $4.977. These fluctuations underscore the inherent volatility of cryptocurrency markets, presenting both risks and opportunities for investors.

Pendle Price Prediction 2025

When Maximum Price Minimum Price
January 2025 $6.570 $5.298
February 2025 $6.916 $4.940
March 2025 $7.607 $6.135
April 2025 $6.086 $4.347
May 2025 $6.615 $5.335
June 2025 $7.938 $5.670
July 2025 $7.782 $6.276
August 2025 $9.339 $6.671
September 2025 $10.273 $8.285
October 2025 $9.339 $6.671
November 2025 $9.526 $7.682
December 2025 $10.478 $7.484

In 2025, the PENDLE Token’s price trajectory appears to undergo notable fluctuations. January is anticipated to witness a maximum price of $6.570 and a minimum of $5.298. As the year progresses, February introduces further volatility, with the maximum price forecasted to climb to $6.916, while the minimum dips to $4.940. By December, market projections indicate a potential high of $10.478 and a low of $7.484, underscoring the dynamic nature of cryptocurrency markets.

Minimum Pendle finance token price prediction for 2025:  $4.347

Maximum Pendle finance token price prediction for 2025: $10.478

Pendle Finance Price Prediction 2026

When Maximum Price Minimum Price
January 2026 $12.574 $10.140
February 2026 $10.059 $7.185
March 2026 $7.738 $6.240
April 2026 $5.803 $4.145
May 2026 $4.294 $3.463
June 2026 $3.303 $2.360
July 2026 $2.643 $2.131
August 2026 $2.049 $1.463
September 2026 $2.561 $2.065
October 2026 $3.201 $2.286
November 2026 $3.521 $2.840
December 2026 $3.944 $2.817

Pendle Price Prediction 2027

When Maximum Price Minimum Price
January 2027 $12.97 $10.46
February 2027 $10.38 $7.41
March 2027 $7.98 $6.44
April 2027 $6.79 $4.85
May 2027 $5.70 $4.60
June 2027 $4.38 $3.13
July 2027 $3.51 $2.83
August 2027 $2.72 $1.94
September 2027 $3.40 $2.74
October 2027 $4.25 $3.03
November 2027 $4.67 $3.77
December 2027 $5.23 $3.74

Pendle Price Prediction 2028 to 2030

When Maximum Price Minimum Price
January 2028 $6.28 $5.07
February 2028 $5.03 $3.59
March 2028 $4.57 $3.68
April 2028 $3.88 $2.77
May 2028 $3.26 $2.63
June 2028 $2.97 $2.12
July 2028 $3.71 $2.99
August 2028 $4.78 $3.42
September 2028 $5.98 $4.82
October 2028 $7.47 $5.34
November 2028 $8.22 $6.63
December 2028 $9.20 $6.57
January 2029 $6.35 $5.12
February 2029 $7.47 $5.34
March 2029 $9.34 $7.53
April 2029 $11.12 $7.94
May 2029 $12.08 $9.75
June 2029 $14.50 $10.36
July 2029 $13.81 $11.14
August 2029 $11.51 $8.22
September 2029 $14.39 $11.60
October 2029 $17.98 $12.84
November 2029 $19.78 $15.95
December 2029 $22.15 $15.82
January 2030 $21.58 $17.40
February 2030 $25.89 $18.50
March 2030 $24.66 $19.89
April 2030 $20.55 $14.68
May 2030 $25.69 $20.72
June 2030 $32.11 $22.94
July 2030 $35.32 $28.49
August 2030 $39.56 $28.26
September 2030 $38.53 $31.08
October 2030 $46.24 $33.03
November 2030 $44.04 $35.52
December 2030 $36.70 $26.21

In the unfolding years of 2028 to 2030, the price fluctuations of the PENDLE Token exhibit a notable pattern of volatility. In 2028, the token sees a range of highs and lows, with December marking a peak at $9.20 and June signaling a low at $2.12. As 2029 progresses, the token’s value continues to soar, reaching a pinnacle of $22.15 in December, juxtaposed against a minimum of $5.12 in January. Transitioning into 2030, the token’s market experiences further turbulence, culminating in a projected high of $46.24 in October and a significant low of $14.68 in April. These fluctuations illustrate the dynamic nature of cryptocurrency investments, posing both challenges and opportunities for investors in the PENDLE Token.

Pendle Finance Price Prediction (in INR)

Year WISE
(in INR)
Maximum Price Minimum Price
2024 ₹494.81 ₹212.74
2025 ₹868 ₹360.11
2026 ₹1,041.64 ₹121.20
2027 ₹1,074.45 ₹160.71
2028 ₹762.14 ₹175.62
2029 ₹1,834.93 ₹424.15
2030 ₹3,830.57 ₹1,216.11

In 2024, the maximum price is projected to reach ₹494.81, while the minimum is expected to be ₹212.74. As we move into 2025, the maximum price is anticipated to soar to ₹868, with a corresponding minimum of ₹360.11. Continuing the trend, 2026 is forecasted to witness a maximum price of ₹1,041.64 and a minimum of ₹121.20.

In 2027, the maximum price is expected to reach ₹1,074.45, accompanied by a minimum of ₹160.71. Transitioning into 2028, the maximum price is projected to be ₹762.14, juxtaposed with a minimum of ₹175.62. Moving forward, 2029 is anticipated to see a maximum price of ₹1,834.93 and a minimum of ₹424.15. Finally, in 2030, the maximum price is forecasted to reach ₹3,830.57, with a corresponding minimum of ₹1,216.11.

FAQs

Will Pendle reach 10USD?

Pendle may reach 10USD in September 2025.

What is Pendle Price prediction for 2025?

Pendle may be very bullish in 2025. As per our analysis, Pendle token may trade in between $4.347 and $10.478 in 2025.

What is Pendle Price prediction for 2030?

As per our analysis, Pendle token may trade in between $14.68 and $46.24 in 2030.

What is the current marketcap of Pendle?

Current marketcap of Pendle is 706,710,921USD.

What is the TVL of Pendle.finance?

As of March 14, 2024, Pendle Finance stands at a TVL of $2.035 billion.

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Conclusion

Pendle Finance presents a promising venture within the decentralized finance (DeFi) space, offering innovative solutions for yield-trading protocols. With its recent expansion to the BNB chain and listing on Binance, Pendle has demonstrated its commitment to growth and accessibility. The comprehensive yield tokenization process, Pendle AMM, and vePENDLE governance system provide users with a strong platform to explore various yield strategies effectively. Despite the inherent volatility of cryptocurrency markets, Pendle’s trajectory showcases potential for substantial growth, making it an intriguing prospect for investors seeking opportunities in the evolving landscape of DeFi.

If I were to buy Pendle, I would not invest more than 0.05% of my portfolio.